Future Offerings (B2C)

Wealth management advisory service

A wealth management advisory business which will help high net worth, affluent and mass affluent customers develop and execute a life-goal based financial plan for achieving their life-stage needs through a framework that comprises independent, credible advice and multi-product delivery capabilities.

In the recent past, these 3 segments have rapidly grown in prominence in emerging markets. They are facing a significant supply gap of credible advice and have fragmented access to financial products. We believe there is a large market out there that can be addressed with a clearly differentiated proposition based on (i) high quality advice tools (ii) field agents that are financial planning consultants and (iii) through relevant customer information & knowledge through sophisticated data mining.

  • Low or no advice "coach"
  • Advice not independent
  • Little goal based planning
  • Short term investment decisions & relationships
  • Low trust in distributors
  • Buys from multiple sources
  • Managing portfolio is an admin hassle

  • Dedicated Financial Planning Consultants
  • Source neutral advice
  • Objective goal based planning
  • Long term portfolio planning and relationship
  • Relationship based on result
  • One point contact Management outsourced to Rainbow

As we deepen our relationship with our customers, we would be able to generate better value for our clients, the financial institutions, by cross selling multiple products of the same institution at the right time to the right customer

Transaction Mode
One Off Sales i.e. product push distribution

Partnership Mode
Loyalty based sales & distribution

Relationship Mode
Plan based sales & distribution

  • Product push distribution
  • Single product focus
  • Limited cross sell
  • Multi-provider-distributor interface for clients
  • Wealth Management advice available only to the affluent/ super affluent
  • Driven by fixed costs and therefore low advisor quality
  • Advice based distribution
  • Multi- product specialization
  • Cover life-stage needs
  • Single window distributor interface for client
  • Corporatized advice platform for the customers
  • Aggregated distribution on variable costs